Wednesday 22 August 2012

On-line trading is continuing to grow exponentially inside past 10 years. A new stock options dealer ought to work with a dealer to key in their particular investment purchases.


Mission24 Stock by Rocky's momma


If you are trading stocks you NEED to know the terms below. I have had people try to argue why they should never learn the terms used for trading stock, and it is an argument I have never understood.

If you are trading stock, you are doing yourself a disservice by not understanding what stock is and how it is traded. This guide is stock trading 101, and a must read for anyone who trades stock.

What is stock?

Stock is ownership of a company. Companies are started by individuals, usually with their own money. When the company grows beyond a certain point, the owners may consider selling part of their company to the public. They can sell 1% of the company, or all of it.

The process is heavily regulated, and a lot of information is required about the company. Certain financials, and other documents are required. Something called an IPO (initial public offering) is released, and after that the stock is publically traded.

The stock price will vary based off of how well the company is doing, and general economic news. This is because the stock price is determined by basic supply and demand. Thousands of people look at the company information, the economic landscape and make decisions to buy the stock or sell the stock based on this information.

If they think the company's next big announcement will generate a large amount of revenue, they will buy as much stock as they can. If they think the company's headed for failure, they will sell to the next bidder.

Selling Stock is a Marketplace

When stock sells there is a buyer and a seller. In order to sell your stock, you need to find a buyer. In order to buy stock, you need to find a seller. When a price is quoted, most people will look at what is called the last price. The last price is the last trade between a buyer and selling. However, there are people who put open orders (called limit orders) out there to buy or sell a stock.

Ask Price

If someone wants to sell a stock at $10, this is called the ASK. If they are the best offer out there for a stock, the ask will be listed as $10. If you pull up a stock quote you can see what I am referring to. Yahoo finance is a great source for updated quotes. GE is a great stock to use as an example.

If you want to sell you stock, the current ask price is your competition. If you are buying, the ask price is probably what you will pay if you place your order right away.

Bid Price

If someone wants to buy a stock, the offer is called a BID. So if I wanted to buy a stock at $9 it would be listed as a bid for $9. If that is the most anyone wanted to buy it for, it would be listed on the stock quote under bid for $9.

So let's say the best bid was $9 and the best ask was $10. No trades are going to take place until someone is willing to sell for less, or someone is willing to buy for more.

Those are very basic terms. Most brokerage firms have stock brokers that you can talk to who will explain it in a little more depth, and whom you can talk to for free.

When trading stock, it is not so simple that a baby can do it, there really is a lot more to it than that.

More from Associated Content:

Bookkeeping for Non-Profits

Social Media Guidelines for Educators

All the Resources You Need to Start a Non-Profit in Colorado


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Tuesday 21 August 2012

How to make simple your property Wheelchair accessible. Effectively first thing to view would be the level that you will have.


Ramp by Paul Beentjes


Manchester, Massachusetts is pretty well-known if not notorious for its reluctant attitude towards out-of-towners looking to enjoy its beaches and shorelines. And probably with good reason. A major commuter rail stops in the center of town; during summer, almost hourly trains deposit hundreds of beachgoers in Manchester center. Inevitably they flock, on foot, to the town's best-known beach, Singing Beach.

So Manchester's selectmen passed a well-known and much-maligned ordinance that now out-of-town of town visitors to pay a nominal fee to visit the beach, which happens to lie within easy walking distance of the train station. And so Manchester residents now have to carry, attached to their bathing suits or stashed in their beach bags, a pin which proves they are residents with the right to visit the beach for free.

That said, the town's attitude towards out of town fishing visitors is a little more complex. Like most ramps in Massachusetts, Manchester's boat ramp was built with a combination of state and local funds. So while you can use the boat ramp for free, parking in the town lot can be tricky. Sometimes the parking is free. At other times, it's restricted to town residents. The regulations change seasonally, and according to who grumpy local residents are come time to add articles to the town warrant at town meeting.

So the fisherman looking to launch a kayak, center-consoler, tin skiff or other small boat into Manchester harbor can often, but not always park to launch here. Striped bass, flounder, inshore cod and pollock fishermen then (don't forget that a $10 saltwater fishing license is required in Massachusetts) will find a good trailer ramp and public parking here. You typically won't encounter problems during the late spring and early fall.

Carry down the asphalt ramp for a fifteen-minute paddle to inner Manchester Harbor, the eel grass flats, the Ram Island Sluice, etc.

At low tide the bottom of the ramp is slick, giving way to an abrupt dropoff. Don't be turned off by the color of the water near the ramp. The discoloration is caused by freshwater runoff from the freshwater dam that leads to streams inland.

Paddle beneath the train bridge, turn south, then head downchannel through Manchester Harbor to Ram and House Islands, Whaleback Ledge, Halftide Rock, the Misery Islands, etc.

Be mindful of the narrow boat channel as it passes Crocker's Boat Yard, Tucks Point and the Manchester Yacht Club. The channel, clearly marked with red runs and green cans, gets crowded on weekends.

Lat 42 34'28.16"N
Long 70 46'21.13"W


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Monday 20 August 2012

What exactly is the Stock Market? It is a great prepared technique in which anybody and also everyone can easily sometimes invest in or even sell their own stocks and options as well as gives you


Stock Market Money Exchange by vhenley


It is apparent to anyone watching the stock market, the falling AIG stock price, the potential for the Lehman Barclays deal, and a possibly disastrous AIG bankruptcy, that consumers are afraid to lose what is left of their nest eggs.

In the wake of a tumbling Dow Jones, hushed whispers of a stock market crash and frantic activity at the New York Stock Exchange, Wall Street mavens are calling for the Fed to cut interest rates in a last ditch effort to overcome Bank of America stock prices -- and Merrill Lynch as well as Morgan Stanley stock price doubts -- with a shot in the economic arm.

Stock Market Analysis

Stock market analysts claim to know what ails a floundering Wall Street: the aftermath of the mortgage crisis. USA Today reports that the seemingly unprecedented drop in the stock market is due to the precarious fiscal empires of Lehman Bros, Fannie Mae and Freddie Mac, Countrywide, and even Merrill Lynch finally toppling.

As the DOW took a 504 point nosedive, other companies are being sucked down the spiral as well. The Street pulls no punches as it details the downgrading of insurer AIG stock prices. Once known as AIG Valic, AIG stock prices join Con Edison, Eli Lilly, and even PG&E stocks; investors are eyeing the Dow Jones and worry about another stock market crash.

The British Are Coming, the British Are Coming!

The news is not all bad, however, since across the pond there are some signs that foreign investors are taking a closer look at America's floundering Wall Street. According to the Associated Press, London's Barclays PLC is making overtures to buy some of the assets Chapter 11 bound Lehman Brothers has for sale. Whether or not advantageous for Lehman, Barclays' interest might inject some much needed capital into the transaction.

As rumors of an AIG bankruptcy send not only its stock prices but also associated industry stocks -- such as the Merrill Lynch stock price and also Morgan Stanley stock price - onto a topsy turvy course, it bears remembering that the much feared New York Stock Exchange Black Monday is not a new occurrence.

A Brief History of Time

As a matter of fact, even recent history shows a cyclical appearance of Black Monday responses to late Friday company press releases and weekend world news. For example, the Black Monday Wall Street jitters that rocked the stock market yesterday occurred in the wake of Lehman Brothers' Chapter 11 bankruptcy filing and also the news that Bank of America had acquired Merrill Lynch.

Take for another example January 21st, 2008. Even as there was no trading on Wall Street itself due to the federal Martin Luther King, Junior holiday observance, stock market movers and shakers were not idle and watched with apprehension the tumbles of India's and also Hong Kong's stock indices.

KPTM Fox 42 quotes the Associated Press account that points to the combination of international fiscal shenanigans and a serious doubt over the Bush Administration's economic stimulus package that led to an investor led run on Wall Street on the next trading day. A scant day later, BBC News reported of a stock market recovery in the wake of an interest rate cut by the Federal Reserve.

The BBC pointed out that even spiraling commodities markets quickly recovered and once again picked up appreciably.

2008 a 1987 in Disguise?

21 years prior to this occurrence, there was another Black Monday that sent the stock market reeling. During the onset of the holiday season on October 19th, 1987, the Dow Jones Industrial Average went down by more than 22%. The Motley Fool put together a stellar account of the year 1987 and a snapshot of the stock market which, at that time, appeared to be plagued by fraud, and empty promises.

Sent over the edge by the 10-19 shelling of the Iranian oil platform located in the Persian Gulf, the Motley Fool concludes that it was not a single event, but instead a series of seemingly only tangentially related incidents that - much akin a slow fuse to a powder keg - finally set off the explosion.

Back to the future, today is not really that different from 21 years ago. A series of unfortunate events, speculation driven transactions, poor planning on the parts of consumers, corporate greed, and a failure to put down the governmental foot a lot sooner on haphazard corporate accountability have brought America's chickens home to roost (maybe this is what Jeremiah Wright was talking about?).

The worst thing you could do right now is place all of your nest eggs into one basket, while the best thing to do is to diversify your investment portfolio, keep a good chunk of cash in an FDIC insured high interest savings account, and then hold on for the ride. If your blood pressure permits, get in on the action and speculate, but you stand a good chance of losing your shirt.

Sources:
http://www.usatoday.com/money/industries/banking/2008-09-15-wall-street-meltdown_N.htm
http://www.thestreet.com/story/10437582/1/analysts-upgrades-downgrades-aig.html?puc=googlefi&cm_ven=GOOGLEFI&cm_cat=FREE&cm_ite=NA
http://ap.google.com/article/ALeqM5ju2ZNQJKzPMYpXCucI3pKpp0BWuQD937PCGO0
http://www.kptm.com/Global/story.asp?S=7750403
http://news.bbc.co.uk/1/hi/business/7201658.stm
http://www.fool.com/features/1997/sp971017crashanniversary1987timeline.htm


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Stocks along with small price/book percentages as well as price/earnings quotients. In the past, benefit shares have got liked greater average returns than progress stocks and shares (stocks and options along with excessive price/book or perhaps P/E percentages) in many different countries


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Ten tips to help you get started on the right foot investing in the stock market...

Educate yourself about the market ~
Do your homework and learn all you can before you start deciding where to invest your hard-earned money. Look at the history of the stocks you're considering and learn to read a prospectus.

Set investment goals for yourself ~
Decide exactly much much you're will to spend, and what prices (high or low) you will sell at. When you reach your goal, reassess. Don't be afraid to change what isn't working, but don't be to quick to judge either. Decide how many week/months/years you're willing to hold each investment, and then give the market a chance to sort itself out over that whole time period.

Don't gamble with the grocery money ~
Or the rent money, or anything else you really can't afford to lose. Always remember that the stock market is a gamble. Don't risk money that you need for immediate necessary expenses.

Invest for the long term ~
Stock prices will fluctuate, always! Don't panic if the short-term prices drop on a stable company. Always plan your stock investments to be held for at least five years. Over that time, the market fluctuations will have a chance to trend upwards overall. (Staring at the daily, or hourly, changes will drive you crazy!)

Diversify ~
Don't put all your eggs in one basket. You don't want to be in a position where one bad choice, or one bad turn of the market, wipes out all your hard work. Spread the risk around by buying in to several different kinds of securities. Some stocks, some bonds, some CDs, a variety of short and long term investments, and little bit of cash on hand for emergencies.

Consider an online broker service ~
But NOT the first months! If you're new to investing, it's worth the money to have a full-service broker leading you. Later, when you've learned more about how the market works, consider switching to a self-serve, or online service to help reduce your fees.

Get your money's worth ~
Consider stocks of companies that are still growing. You'll get more shares for your money, and have an opportunity to watch them grow as the company matures. The big name, prestigious companies are not always the best value for investors. Companies that are already well-known and successful may have higher initial buy-in prices and slower growth because the big 'spurt' is already past.

Don't get greedy! ~
The stock market is not a get rich quick scheme. Be very wary of 'hot tips' that are supposed to make you a fortune overnight. Take investment advice from reputable sources and always do your own research to double-check any claims. Remember the no one can guarantee how a stock will perform. Be suspicious of anyone who claims they can steer you towards a 'sure thing'.

Don't buy on impulse ~
Make an investment plan, and then stick with it! Don't get sucked into rumors and speculation about what the next 'great buy' it. Choose your stocks after calm rational investigation into their merits. Buying stocks when you feel desperate or panicky is like grocery shopping when you're hungry. You'll buy too much of the wrong things and regret it later.

Think about the tax issues ~
If you're not sure what they are, ASK! A few hours of a professional's time to go over your plans is worth the fee. Any benefit of your investments could be canceled out by poor tax planning, so don't go it alone on those details.

Happy Investing!!.


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Monday 13 August 2012

What is a this Stock exchange? It can be a good organized system where by any person and also everybody can certainly possibly purchase or advertise the shares as well as shares


Invest in Family by Salon de Maria


While always seems to get the attention of the media, silver is a viable investment as well due to its use in industrial applications and its use in coins and jewelry. Silver has been a desired element for thousands of years as a result of its beauty and workability in make jewelry and other ornaments. As far as industrial use, silver is used in high end electrical components due to its electrical conductivity. With this wide range of uses, silver should continue to be a desired commodity in the future.

One way to invest in silver is stock investing. Buying stocks in companies that produce silver is done just like any other company or industry. The top two silver mining countries are Mexico and Peru. The United States, Canada, and Australia are also large producers of silver. Investors looking for silver producing stocks may want to stay with the last three due to the more stable economies and governments in these countries. Investors need to thoroughly research companies before investing in them as their possible stock price improvement is not tied only to the price of silver. Silver is often mined as a byproduct of copper and other precious metals, so a silver producing company might not even focus its energies of the production of silver.

Most people who are seeking to invest in silver are probably of thinking of buying silver coins and silver bars. The trick here is to find sellers who are actually selling at the spot price of silver (spot plus a reasonable fee). A general rule is that the more silver you are buying the less percentage of fees you should be expected to pay. When buying coins to invest in their silver content be certain you are not buying coins for their numismatic value (the value to a collector of rare coins). Most common mintages of coins that were circulated in the past (pre 1964 dimes, quarters, halves, etc) can be bought close to their spot value, but again if you are only buying a few you will be charged a higher percentage fee. Sites such as eBay can be used to buy small lots of silver coins near spot value, or if you are lucky, even below spot value.

Remember, when buying silver or anything else for an investment look for drawbacks in price and buy low. Have patience when looking for bullion coins and get a good deal and don't just take any deal that you find. Be a long term investor and silver should pay off for you in the long run.



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Wednesday 8 August 2012

Stock Current market Investment Simple guidelines That will Aid Merchants Make income using Stocks


trading stock for dummies by StockTrading Simulator


Many successful professionals are bad traders. While not everybody is cut out for trading, just like not everybody can be a lawyer or an engineer, there are certain traits that, while giving you advantage in your chosen profession, will hurt you in stock trading.

Engineers are often poor traders. Why? They want to measure and understand everything in precise terms. But stock trading is not a science; it does not lend itself to precise measurements. Trading is driven by human emotions. An engineer may develop a precise formula for valuing stocks or measuring charts only to see it shattered by market action because the market may view the exact same ratio, say p/e, as too high or too low, depending on the prevailing sentiment. As a result, engineers often argue with the market for no other reason than because their formula tells them a stock should be doing X while it is doing Y.

Academics

As they say on Wall Street, "don't confuse brains with a bull market." Knowing too much can be detrimental to your stock trading. The market can be irrational and illogical, and is certainly oblivious to your vast knowledge. Oftentimes, you have to act without complete information. While a superb intellect can help you understand what has happened, it may prevent you from acting while something is happening because you will either know better or have to understand first, before acting.

Corporate

Being good at team work and consensus building can also work against you in stock trading. Seeking consensus before buying a stock means polling as many "reliable" sources as possible to make sure that everyone is bullish: multiple five star ratings and strong buys, message boards and CNBC raving... You will definitely have a large "team" on your side but will be too late, buying at the top before a big drop.In stock trading people act first and talk second. Any opinion publicly expressed is already priced in and therefore worthless.

Being skilled at office politics can help you hide mistakes and shift responsibility but the blame game will get you nowhere in stock trading. Blame whomever you want as much as you want - Jim Cramer, your broker, the mysterious MMs - but at the end of the day what matters is your account balance.

This does not mean that if you are a successful engineer or scholar, you shouldn't invest. You just need to be aware that some of the qualities that make you successful in your profession can work against you in stock trading.



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Wednesday 1 August 2012

Ways to establish a handicapped accessibility ramp


D40LF Wheelchair Ramp to Ground by DennisTsang


When the time has come to adapt or design your household for wheelchair and scooter access, you'll be happy to learn that dealers offer many different types of scooter and wheelchair ramps. Once you begin your research, however, the options are endless and certainly confusing. Indeed, from portable ramps to fixed ramps, suitcase ramps, wheelchair ramps, track ramps, and more, the possibilities are infinite and each carry a significant advantage and disadvantage.

Where to start? Check out this Basic Primer on Wheelchair, Scooter and Power Chair Ramps for Your Home. Sure to make the decision making a little easier as you adapt or design your home for accessibility to wheelchairs, scooter or other heavy equipment.

Portable vs. Fixed Scooter and Wheelchair Ramps

Before you make your purchase, you'll need to determine whether you want a "portable" or "fixed" ramp. What's the difference between the two? Plenty.

Portable and folding ramps for wheelchairs, scooters, and power chairs are designed for a variety of purposes, like loading into the side door of a passenger van, onto steps or porches, or anywhere else you may need to load. Portable ramp systems are built to fold up and can be carried much like a suitcase and the good ones are designed to separate into two pieces for lighter weight and easy carrying. Portable ramps are designed to help facilitate transfers in multiple locations and presume that the users need something that's rather flexible to account for multiple uses or destinations.

Fixed ramps, on the other hand, are stationary and help the user access barriers like steps and elevations in the home, office or other setting. Threshold and door wheelchair ramps can help facilitate passage over small barriers. Indeed, even a one inch barrier can present difficulties for users of manual and power wheelchairs. Rubber, plastic and aluminum threshold ramps make access easier for everyone in the family.

Another example of a fixed ramp is a pathway ramp. Its extra wide design makes it ideal for persons using electric scooters, walkers, wheelchairs, canes, or crutches in a home setting. Often, a pathway ramp is equipped with railings making it an ideal solution to facilitate access to the home. The best fixed ramps are all-aluminum modular wheelchair ramps. While they can be quite expensive, they're ideal for the home and usually ADA compliant. Some systems can be permanently installed or attached to your home or other structure. These ramps and systems are perfect for long-term and high traffic use.

Wooden Ramps for Home or Business

Wooden ramps are by far the most popular fixed ramp in use in America today. A licensed contractor or certified carpenter or handyman can be hired to assemble or construct a ramp for you and your family. Get several bids before you agree to have the work done on your home.

Do Your Research Before You Buy or Lease

Wheelchair, scooter and power chair ramps and systems can be quite expensive. It's best to consult a professional in advance of investing in a ramp or ramp system, even if it's covered by Medicare, Medicaid, personal insurance or other funds. You want to make sure that the ramp you choose is appropriate for the amount of usage and weight of the equipment you have. You want to make sure the ramp is safe, effective and addresses your personal needs, now and well into the future.

You also want to make sure that you've taken into account several factors, like safety, security, weather conditions, and more. You want to explore how best to assemble the equipment and what to do in case of repair. You want to purchase or lease this equipment through a reputable dealer or provider. By talking with a professional you can get a sense of what's available to you and most appropriate for your home or business at this time.

Where To Purchase?

You can build, buy or lease a ramp. Do your research before making an investment in this equipment. Shop around for deals and discounts. Check online to get a sense of each product and its advantages or downsides. Consult a disability specialist or contractor for ideas on ramps and systems that might be best for you and your family. There are also design specialists who can assist you with making sure the ramp you build or install blends nicely with your home design and landscaping. For online resources on ramps and ramp systems, check out the following:

Discount Ramps
www.discountramps.com/wheelchair-ramps.htm

Handi-Ramp (Since 1958)
www.handiramp.com/homeaccess.htm

RESOURCES

Ramps
www.ramps.org

Americans with Disabilities Act (ADA) Resources
www.ada.gov

ADA Standards for Accessible Design
www.ada.gov/stdspdf.htm

Institute for Human Centered Design
www.adaptenv.org

HGTV Pro Design Ideas
www.hgtvpro.com/hpro/design_ideas



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Great <b>news</b>: Author of “You didn&#39;t build that” gets prime-time slot at <b>...</b>

It's not quite as good as getting the keynote slot, which will instead go to San Antonio mayor Julian Castro, but for Republicans, it's pretty darned close to perfect. Democrats gave Elizabeth Warren the prime-time slot just ...

Great <b>news</b>: Author of “You didn&#39;t build that” gets prime-time slot at <b>...</b>

Fox <b>News</b> Stretches to Connect Video Games to Dark Knight Shooting

The tragic murder of a dozen people in a movie theater in Aurora, Colorado has not, for the most part, been tied to the supposedly pernicious effects video games have on society. But Fox News's website just found a ...

Fox <b>News</b> Stretches to Connect Video Games to Dark Knight Shooting

Brad Friedman and Desi Doyen: &#39;Green <b>News</b> Report&#39; -- July 31, 2012

'Green News Report' -- July 31, 2012 - The Huffington Post.

Brad Friedman and Desi Doyen: &#39;Green <b>News</b> Report&#39; -- July 31, 2012