Best Coffee: foreclosure help

Fox News personality and former Gov. Mike Huckabee (R-AR) recently began appearing in television commercials calling for viewers to dial a 1-800 number to sign a repeal petition against health reform called “Repeal It Now.” The ad, a “project of Restore America’s Voice” (RAV), a political action committee run by Huckabee’s friend Ken Hoagland, also directs viewers to a website that solicits donations [...]

According to disclosures filed with the FEC, RAV’s campaign is managed by a firm called the 949 Media Group. 949 has been paid tens of thousands of dollars to set up RAV’s website and Google search optimization, and receives a regular commission of $10,000 for related media work from RAV. ThinkProgress spoke to a representative from RAV, who told us that 949 is run by an individual named Derek Oberholtzer. According to the representative, Oberholtzer has worked with RAV since the PAC formed in October.

Oberholtzer is well known as scam artist who has used a myriad of tricks to defraud people out of their money. In addition to 949 Media Group, he started a number of companies, including “Apply 2 Save” (A2S) and Giant Media Works. Consumer report websites are rife with complaints about Oberholtzer’s odious business practices. In one scheme, Oberholtzer paid for radio and other advertisements telling distressed homeowners to contact his company A2S to pay a flat $595 fee to receive assistance in renegotiating their loans or to block a bank foreclosure. The Federal Trade Commission has prosecuted Oberholtzer for deceptive practices. In numerous cases, Oberholtzer took the $595 payment, and never did anything to stop a foreclosure or even contact the mortgage company in question. In many instances he continued billing his customers further fees totaling nearly $1,000 without lifting a finger to actually renegotiate their mortgage or halt a foreclosure, as his “Apply 2 Save” company promised.

The work could help cover Suleman's monthly costs, Hirsch said.

Suleman's housing woes stretch back for years. Before moving into her current four-bedroom home on a La Habra cul-de-sac, Suleman and her first six children lived with her mother. But that small Whittier home was foreclosed on just as her octuplets were becoming healthy enough to leave the hospital.

Nearly two years ago, Suleman's father, Ed Doud, bought the house for Suleman because the unemployed, single mom did not qualify for a traditional bank loan.

To purchase the $565,000 home about 25 miles east of Los Angeles, Doud made a $130,000 down payment and promised to pay $4,000 monthly, but a $450,000 balloon payment was due in March.

Haddadin had granted a six-month extension to pay the balance on the loan, but that expired Oct. 9. He told the AP on Sunday that as a Jordanian, he took pity on a fellow Arab in a tough spot and pledged to help Doud, who is Palestinian.

Doud had transferred the deed to Suleman and her lawyer, Jeff Czech, in August and both were served with eviction notices on Dec. 2, Haddadin said.

A call to Czech was not immediately returned Thursday.

All 14 of Suleman's children were conceived through in vitro fertilization – something her doctor Michael Kamrava is facing censure for from the state medical board. The Beverly Hills fertility specialist stands to lose his license, and is accused of gross negligence in Suleman's treatment and the treatment of two other patients.

Before the octuplets were born, Suleman was living off college loans, her children's disability payments and workers' compensation from on-the-job injuries at a state mental hospital in 1999. Since their birth, the disability payments have dried up, but a new income stream was found in selling gossip items and short videos to tabloid media. Minor deals came through as a spokeswoman for a local milkshake vendor and an animal rights group.

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Thursday 6 January 2011

foreclosure help

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